Terms of Use

Effective Date: May 28, 2026

Welcome to bankruptcycalculators.com (“Website,” “we,” “our,” or “us”). By accessing or using this Website, you agree to be bound by these Terms of Use. If you do not agree with these terms, please do not use this Website.

Educational and Informational Purposes Only

The information, calculators, means tests, articles, and resources provided on bankruptcycalculators.com are for educational and informational purposes only.

We are not a law firm, we are not attorneys, and we do not provide legal advice, financial advice, tax advice, or professional services of any kind.

Nothing on this Website should be interpreted as legal advice or as a substitute for consulting with a qualified attorney, financial professional, or other licensed professional.

No Professional Relationship

Your use of this Website does not create:

  • An attorney-client relationship
  • A financial advisor-client relationship
  • A fiduciary relationship
  • Any other professional relationship

Communications with us through the Website, forms, calculators, phone calls, or email do not establish any professional relationship.

Calculator Results Are Estimates Only

The calculators and tools on this Website provide estimates based on the information entered by users. Results may not reflect your actual legal, financial, or bankruptcy situation.

We do not guarantee the accuracy, completeness, reliability, or applicability of any calculator result, estimate, or recommendation.

You should not rely solely on calculator results when making legal or financial decisions.

Lead Generation and Third-Party Referrals

bankruptcycalculators.com operates as an informational and lead-generation website.

If you request a consultation or choose to be connected with a bankruptcy attorney, debt settlement company, or other service provider, we may share information you voluntarily submit with the appropriate third-party provider so they may contact you regarding their services.

Third-party providers are independent businesses and are solely responsible for their services, communications, representations, fees, and privacy practices.

We do not endorse, guarantee, or warrant the services of any third-party provider.

User Responsibilities

You agree that you will not:

  • Provide false or misleading information;
  • Use the Website for unlawful purposes;
  • Attempt to gain unauthorized access to the Website or its systems;
  • Interfere with the operation or security of the Website;
  • Use automated means to scrape, copy, or collect Website content without permission.

Intellectual Property

All content on this Website, including text, graphics, logos, calculators, designs, and other materials, is owned by or licensed to BankruptcyCalculators.com and is protected by applicable intellectual property laws.

You may use the Website for personal, non-commercial purposes only. You may not reproduce, distribute, modify, or exploit Website content without prior written permission.

No Warranties

This Website and all content, calculators, and information are provided on an “AS IS” and “AS AVAILABLE” basis.

To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of:

  • Merchantability
  • Fitness for a particular purpose
  • Non-infringement
  • Accuracy or reliability of information
  • Availability or uninterrupted operation of the Website

Limitation of Liability

To the fullest extent permitted by law, BankruptcyCalculators.com and its owners, affiliates, employees, contractors, and partners shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from:

  • Your use of or inability to use the Website;
  • Reliance on calculator results or Website information;
  • Communications with third-party providers;
  • Errors, omissions, interruptions, or technical issues.

Third-Party Websites

This Website may contain links to third-party websites or services. We do not control and are not responsible for the content, policies, or practices of any third-party website.

Your use of third-party websites is at your own risk.

Indemnification

You agree to indemnify and hold harmless BankruptcyCalculators.com and its owners, affiliates, employees, contractors, and partners from any claims, liabilities, damages, losses, costs, or expenses arising from your use of the Website or violation of these Terms of Use.

Changes to These Terms

We may update these Terms of Use from time to time. Updated terms will be posted on this page with a revised effective date.

Your continued use of the Website after changes are posted constitutes acceptance of the revised Terms of Use.

Contact Us

If you have questions regarding these Terms of Use, please contact us at:

BankruptcyCalculators.com
Phone: (310) 307-5134
Website: https://bankruptcycalculators.com