Chapter 7 qualification is determined on if you could pass what’s called the means test. To estimate if you could pass the means test, you can take the Missouri bankruptcy means test calculator.
The means test is based on the state’s income limits. To see the 2026 income limit in Missouri you can refer to the below data. (For any additional members in your household, you can add on an additional $11,100 per member.)
You can also find this on the government’s website. The data for income limits may update every 6 months or so.
| # of People | Annual Income |
|---|---|
| 1 | $64,972 |
| 2 | $82,075 |
| 3 | $100,228 |
| 4 | $118,530 |
| 5 | $129,630 |
| 6 | $140,730 |
| 7 | $151,830 |
| 8 | $162,930 |
| 9 | $174,030 |
Missouri Means Test Calculator
If you are unsure as to whether or not you may qualify for a Chapter 7 bankruptcy, feel free to take our free Chapter 7 calculator. The calculator was designed with you in mind and is based on the bankruptcy means test forms in Missouri! We want to make sure you understand your eligibility, along with the other options that may be available to you based on your individual situation.